Authorization | Acquiring Switch
Genius® RouteSmart
Genius® Access Point
When a request for transaction authorization is sent, the authorization switch analyzes the details and identifies the financial institution servicing the card.
Cloud-Native, PCI S3 Compliant
Secure Payments Worldwide
Cloud-native, PCI S3 compliant, payment integration solutions supporting PSPs, acquirers, & reducing merchant integration costs across POS, M-POS & ECOMM channels.
Flexible, secure payment routing
Enhanced Protection for Payments
Safer, seamless online transactions & advanced payment protection by verifying cardholder identity in real-time, reducing fraud.
FOR PROCESS LISTING
Flexible, secure payment routing
And Authorisation Of Transactions
Microservices-based, multi-tenant switching solution that offers logic-based transaction routing & integrates with any terminal, device, or scheme.
Multi-Scheme Compliant
Seamlessly authorize and handle transactions from major card schemes
Genius® RouteSmart
Offers configurable transaction router integrating with any terminal, device, scheme, or acquiring switch.
PCI S3 & Scheme-Certified
Security-compliant, rigorously tested, certified by payment card schemes, it processes digital payments.
Genius® Access Point Switch
Seamless Transaction Process
Authorization Made Easy
Authorization sends a request to the card issuer to process a transaction. The acquiring bank communicates the response to the merchant & approved deposits funds.
Steps
Smarter Payments, Secured Always
Intelligent Acquiring & Routing
ISG offers a cloud-native, PCI S3 compliant acquiring switch that ensures fast, logic-based payment routing. With Genius® Access Point and RouteSmart, acquirers benefit from real-time transaction analysis, fraud prevention, and seamless integration across POS, M-POS, and eCommerce. The platform supports secure, scalable, and customizable onboarding and authorization solutions, reducing costs and improving acceptance rates for banks, PSPs, and merchants.
Effortless, Secure Digital Onboarding
Seamless Onboarding for Acquirers & Merchants
A robust, API-driven onboarding solution that streamlines KYC, AML, and credit underwriting for acquirers and merchants. From initial setup to post-onboarding management, ISG’s flexible platform ensures compliance, security, and efficiency at every step.
