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3 Ds

Your Security, Our Mission

3DS

Secure

The 3DS Server enables secure card-not-present transactions by verifying customer details, authenticating identity, and ensuring PCI DSS compliance to reduce fraud.

3D Secure protection?

Fortified with Cutting-Edge Protection

3DSecure is a robust protocol that enhances the security of online credit and debit card transactions by reducing card-not-present fraud by verifying the cardholder’s identity. Created by Visa and MasterCard, it uses multi-factor authentication layers across three key domains: the merchant/acquirer domain, the issuer domain, and the interoperability domain.

Effortless Transactions, Every Time

Acquirer Security for CNP transactions

Secure and Seamless Authentication for CNP Transactions

Features

The cardholder enters credit/debit card details.

Powering Your Possibilities

Side Security for CNP Transaction

MPI/3DSS services for Acquirers, PSPs, and Merchants to ensure seamless processing of payments and manage frauds and disputes.

Merchant Plug-in (MPI)

MPI software enables 3D Secure authentication by interacting with the cardholder's bank to verify their identity.

3D Secure Server (3DSS)

3DSS enables communication between the merchant, payment gateways, and card-issuing banks to complete secure transactions.

Compliance

3DSS meets PCI DSS and PCI 3DS compliance standards ensuring top level security for online transactions.

Support to PSP’s Card Systems

3DS is certified and supports the Visa and Mastercard payment card systems.

Access Control Server (ACS)

3DS ACS enables secure, seamless MFA in checkouts, verifying cardholders with minimal friction to reduce fraud risk.

Two-Step authentication process

3D Secure elevates online shopping experiences by implementing a two-step authentication process during every transaction.

Boosting Security, Reducing Fraud

Rising Adoption of 3D Secure for Safer Payments

Features of 3D Secure Server

Where Innovation Meets Function

3DSS enhances online payment security with multi-factor authentication, improved user experience, and better fraud prevention for card transactions.

Features

3DSS cross-checks customer data on the card scheme system and verifies the customer’s phone number.

Secure & Compliant CNP Transaction Flow

Acquiring Side Security For CNP Transactions

3D Secure (3DS) enhances card-not-present transactions with a two-step authentication process, boosting security and reducing fraud. The 3DS server collects data, verifies customer details, and ensures a secure transaction flow. After the cardholder enters their payment details, the merchant checks the card's 3DS enrollment. The user then authenticates their identity, and the acquiring bank completes the authorization. ISG’s 3DS Server provides trusted MPI/3DSS services, ensuring PCI compliance and robust protection for acquirers, PSPs, and merchants.