Authorization | Acquiring Switch
Genius® RouteSmart
Genius® Access Point
When a request for transaction authorization is sent, the authorization switch analyzes the details and identifies the financial institution servicing the card.
Intelligent Acquiring & Routing
Smarter Payments, Secured Always
ISG offers a cloud-native, PCI S3 compliant acquiring switch that ensures fast, logic-based payment routing. With Genius® Access Point and RouteSmart, acquirers benefit from real-time transaction analysis, fraud prevention, and seamless integration across POS, M-POS, and eCommerce. The platform supports secure, scalable, and customizable onboarding and authorization solutions, reducing costs and improving acceptance rates for banks, PSPs, and merchants.
Cloud-Native, PCI S3 Compliant
Secure Payments Worldwide
Cloud-native, PCI S3 compliant, payment integration solutions supporting PSPs, acquirers, & reducing merchant integration costs across POS, M-POS & ECOMM channels.
Hardware Security Module
Secures encryption operations & protects keys from tampering & attacks.
Fraud Monitoring
Real-time Transactions and Fraud Monitoring detect & prevent suspicious activity instantly.
3DS Secure
During online transactions, verifies cardholder identity & prevents unauthorized access to data.
Acquiring Switch + ISG’s PG
AS+PG minimizes third-party hops, improves acceptance rates, & lowers processing fees.
Industry's Leading
Acquiring Switch
A terminal agnostic solution that enables seamless integrations with any terminal, device, scheme, and acquiring switch keeping you on top of your customer experience. It is designed to be versatile and adaptable, capable of seamlessly integration
FOR FEATURE LISTING
Smart, Secure Payment Routing
Flexible, secure payment routing
Industry's Leading Acquiring Switch
Microservices-based, multi-tenant switching solution that offers logic-based transaction routing & integrates with any terminal, device, or scheme.
ISG QR Payments
ISG QR Payments offers a secure, customizable solution with dynamic QR & NFC capabilities, enabling payments anytime, anywhere.
Merchant eWallet services and portal
ISG’s eWallet services offer secure, seamless payment processing for businesses to manage transactions and payments efficiently.
Marketplace Integration
ISG Marketplace Integration simplifies payment processing of transactions across multiple platforms for a easy customer experience.
White label QR/NFC payment Capabilities
ISG’s white-label dynamic QR and NFC payment capabilities provides businesses with secure, customizable solutions for transactions.
Value-add Commerce Services
ISG's value-add – stock management, supply chain solutions, & shipping systems – streamline operations for businesses of all sizes.
Fraud and Risk management
ISG's FRM solutions help businesses detect, prevent, & mitigate risks, ensuring secure transactions & protecting customer data.
Pay-out & Unified Settlement Service
ISG's Pay-out & Unified settlement service enables transaction-processing across multiple platforms with ease and security.
Full API integration with Commerce
ISG’s API integration with commerce enables businesses to efficiently connect with payment systems & enhance customer experience.
QR standards agnostic
ISG's QR payment solutions are standards-agnostic, ensuring compatibility across various platforms and allowing businesses to accept payments seamlessly.
Seamless Transaction Process
Authorization Made Easy
Authorization sends a request to the card issuer to process a transaction. The acquiring bank communicates the response to the merchant & approved deposits funds.
HSM Key Management
Real-time Transaction & Fraud Monitoring
3DS Secure
Smart Routing & Load Balancing
Multi-Currency & Cross-Border Support
Terminal & Merchant Management
Effortless, Secure Digital Onboarding
Seamless Onboarding for Acquirers & Merchants
A robust, API-driven onboarding solution that streamlines KYC, AML, and credit underwriting for acquirers and merchants. From initial setup to post-onboarding management, ISG’s flexible platform ensures compliance, security, and efficiency at every step.
